Today's Choice for Tomorrow's Future

Disability Insurance -Claims Prior to 09/01/2021

Employees filing a claim for a date of disability prior to 09/01/2021 need to do so through Sunlife/DRMS.  See forms in the section below. 

For employees who have a date of disability after 09/01/2021, click here. 

 

RESOURCES & FORMS

At Lake County Schools, you will have the option to select one of our four plans.  

14 - day elimination period (Benefits begin after 14 days of disability)

  • Plan 1 :payable up to 5 years from injury or 2 years for sickness
  • Plan 3 :payable up to Social Security Normal Retirement Age (SSNRA)

60 - day elimination period (Benefits begin after 60 days of disability)

  • Plan 2 - payable up to 5 years from injury or 2 years for sickness
  • Plan 4 - payable up to Social Security Normal Retirement Age (SSNRA)

PLAN 1

Benefits Begin: After 14 days of disability

How long benefits are paid: Injury: Up to 5 years Sickness: Up to 2 years

Monthly Benefit: Choose between $300 and $7,500 per month in $100 increments. Maximum is 66 2/3 of monthly income. 

Medical Question Limit (EOI): $5,000

Annual Increase: One benefit level($100 per month) within the same plan.

PLAN 2

Benefits Begin: After 60 days of disability

How long benefits are paid: Injury: Up to 5 years Sickness: Up to 2 years

Monthly Benefit: Choose between $300 and $7,500 per month in $100 increments. Maximum is 66 2/3 of monthly income. 

Medical Question Limit (EOI): $5,000

Annual Increase: One benefit level($100 per month) within the same plan.

PLAN 3

Benefits Begin: After 14 days of disability

How long benefits are paid: Up to Social Security Normal Retirement Age

Monthly Benefit: Choose between $300 and $7,500 per month in $100 increments. Maximum is 66 2/3 of monthly income. 

Medical Question Limit (EOI): $5,000

Annual Increase: One benefit level($100 per month) within the same plan.

PLAN 4

Benefits Begin: After 60 days of disability

How long benefits are paid: Up to Social Security Normal Retirement Age

Monthly Benefit: Choose between $300 and $7,500 per month in $100 increments. Maximum is 66 2/3 of monthly income. 

Medical Question Limit (EOI): $5,000

Annual Increase: One benefit level($100 per month) within the same plan.