Today's Choice for Tomorrow's Future

Medical

 Medical Plan Options

There is more to a medical plan than your per paycheck deductions.

Consider which services are covered before you meet your deductible, how you pay for care with each plan, the most you will pay in a year for your health services (maximum out-of-pocket) and your eligibility for a tax-free health savings account. 

Helpful insurance terms
Copay – a flat fee you pay whenever you use certain medical services, like a doctor visit.
Deductible – the amount you pay in a calendar year (January - December) before your medical insurance begins paying deductible-eligible claims.
Coinsurance – the percentage of covered medical expenses you continue to pay after you’ve met your deductible and before you reach your out of pocket maximum for the benefit year.
Out of pocket maximum – the most you will pay during the calendar year for covered expenses. This includes copays, deductibles, coinsurance, and prescription drugs.
Balance billing – the amount you are billed by out-of network providers to make up the difference between the amount they charge and what insurance reimburses. This amount is in addition to, and does not count toward your out of pocket maximum.
Benefit year - September through August each year.
 

Click the corresponding header for details about each plan. 

BUY-UP PPO
BlueOption 3359 
 
$500 Deductible
 
Appears on your paycheck as:
INS-R 5% BLOPT5
INS-R CHBLOPT 5
INS-R SPBLOPT 5
INS-R FMBLOPT 5
 
BASE PPO   
BlueOption 3559 
 
$750 Deductible
 
Appears on your paycheck as:
INS-R 5% BLOPT7
INS-R CHBLOPT 7
INS-R SPBLOPT 7
INS-R FMBLOPT 7

 

Select PPO
BlueOption 5771
 
$1500 Deductible
 
Appears on your paycheck as:
INS-R SELF INS 5771
INS-R CHILD 577
INS-R SPOU 5771
INS-R FAM 5771
HDHP & HSA  BlueOption 5180/5181 (formerly 3166/3167)
 
$1500/$3000 DED
 
Appears on your paycheck as:
INS-R 5% HDHI15
INS-R 5% HDHI30
INS-R CHILD HDH
INS-R SPOUSE HD
INS-R FAMILY HD

 

Pharmacy coverage is now through Express Scripts;

our plan has one ID card for both medical and pharmacy care.

Watch your mail for new cards to be issued soon.

 

 

Visit the Florida Blue

website to learn about:   

  • finding an in-network provider,
  • see how much of your deductible has been met,
  • order replacement insurance cards,
  • view claim activity,
  • and much more.  

Florida Blue

Group: 49466

www.floridablue.com

1-800-352-2583