Today's Choice for Tomorrow's Future

Insurance Premiums

Effective Dates 

Medical/Health insurance effective dates are based on your date of hire into a benefits eligible position.  

A 60-day waiting period is applicable with insurance becoming effective the first of the month following the waiting period. 

Example: New Employee starts new job on August 5. The 60-day waiting period is August 5-October 30. Insurance becomes effective November 1.

 

Medical                     

 

Prime/BuyUp/3359

  Deductible: $500 Per Person/$1500 Family
  Employee   LCS Contribution Total Premium
  Payroll Deduction  School Board Pays Employee share plus Employer Share
       
Employee Only  $ 38.15  $ 472.22  $ 510.37
+ Child(ren)*  $ 266.60  $ 472.22  $ 738.82
+ Spouse*  $ 524.06  $ 472.22  $ 996.28
+ Family*   $ 728.61  $ 472.22  $ 1,200.83
 

Base/3559

  Deductible: $750 Per Person/$2250 Family
  Employee   LCS Contribution Total Premium
  Payroll Deduction  School Board Pays Employee share plus Employer Share
       
Employee Only  $ 19.59  $ 472.22  $ 491.81
+ Child(ren)*  $ 229.44  $ 472.22  $ 701.66
+ Spouse*  $ 483.54  $ 472.22  $ 955.76
+ Family*   $ 678.85  $ 472.22  $ 1151.07
 

Select/5771

  Deductible: $1500 Per Person/$4500 Family
  Employee   LCS Contribution Total Premium
  Payroll Deduction  School Board Pays Employee share plus Employer Share
       
Employee Only  $ 0.00  $ 472.22  $ 472.22
+ Child(ren)*  $ 198.67  $ 472.22  $ 670.89
+ Spouse*  $ 428.69  $ 472.22  $ 900.91
+ Family*   $ 611.75  $ 472.22  $ 1083.97
 

High Deductible HDHP/5180-5181

  Deductible: $1500 Per Person/$3000 Family
  Employee   LCS Contribution Total Premium
  Payroll Deduction  School Board Pays Employee share plus Employer Share
       
Employee Only  $ 0.00  $ 472.22  $ 472.22
+ Child(ren)*  $ 194.40  $ 472.22  $ 666.62
+ Spouse*  $ 433.72  $ 472.22  $ 905.94
+ Family*   $ 617.64  $ 472.22  $ 1089.86

* Premium includes employee premium.

 

REMEMBER!

All Premiums are

PER PAYCHECK

deductions.